Costs and Financing Options for Paving Your Driveway

There are five major signs that it is time to repave your driveway. These include big cracks, ruts, potholes, chunks of eroding pavement, a weathered and aged appearance, or missing pieces of brick or cobble. The end of summer is generally one of the best times of the year to repave your driveway because it has cooled down enough from the hottest part of the summer but is still warm enough to avoid freezing.

The cost of repaving your driveway depends on both the size of the driveway and your choice of materials. The project can cost an average of $1,000 to $10,000 and up though, according to HomeAdvisor, so some homeowners may need to find outside financing in order to complete the home improvement project.

Cost to Pave or Repave a Driveway

Asphalt or blacktop driveways are the cheapest to install and repair. The cost of installing an asphalt driveway is generally around $3 to $4 per square foot, while repaving it costs around $1 to $3 per square foot, on average. So, installing a 1,000-square-foot asphalt driveway could cost between $3,000 and $4,000 while repaving it would cost around $1,000 to $3,000.

Installing concrete driveways usually costs more than asphalt at around $6 per square foot while repaving should be slightly cheaper. Brick and cobble driveways can be many times more expensive to install, from $10 to $70 per square foot, depending upon the cost of the individual stones or bricks.

The total cost of paving or repaving your driveway includes the materials, tools, and labor costs if you are not going to do the work yourself.

How to Pay for Paving or Repaving Your Driveway
Personal Loans for Repaving a Driveway

Personal loans are a common method for homeowners to finance a new driveway or to repave an existing driveway. A personal loan is an unsecured loan, which means there is not an asset that serves as collateral for the loan, and can be used as a home improvement loan. This makes the loan riskier for the lender, so interest rates typically are higher than they would be for a secured loan. The application process, however, is much easier, and borrowers can get the proceeds from their loan within a couple of days.

The interest rates and loan terms on personal loans can vary dramatically among lenders. So, it’s especially important to do your research and make sure that you are choosing the right personal loan for you. Interest rates typically vary from around 5% to 36% and loan maturity can range from two to seven years.

Lenders also charge origination fees that can range from 0% (no origination fee) to 7% of the loan amount. Borrowers who have credit scores above 720 have the best options when choosing lenders and tend to get the most competitive rates and loan terms.

If you only qualify for a personal loan with high fees or a high interest rate, this can be an expensive option for repaving a driveway. But, if you do qualify for a low-cost personal loan, it may be a good choice.

Read the full article here: Costs & Financing Options for Paving or Repaving Your Driveway

What to Do????


Who do I contact when I need a Tar & Chip Paving contractor?
Look online or in your local phone book, call all local paving companies ask if they do Tar & Chip Paving.

How do I know if my asphalt driveway or parking lot should be Paved with Tar & Chip Paving?
Is the asphalt old or cracked? Is there any potholes in your driveway or parking lot? Is there going to be a lot of truck traffic on the road? If so then you are a great candidate for Tar & Chip Paving.

What do I look for in a Tar & Chip contractor?
A good Tar & Chip contractor will have fully functional Chip Seal Equipment, A experienced crew, Great reviews, Lots of references, A great website with lots of photos and videos like, Acceptable insurance, Knowledge in all Tar & Chip Paving requirements and of course competitive prices.

What is the average Tar & Chip Paving Job Scope?
Scope 1 Bidding
Scope 2 Contract
Scope 3 Mobilization
Scope 4 Prep Work
Scope 5 Tar Spraying
Scope 6 Rock Spreading
Scope 7 Rolling Rock to compaction
Scope 8 Payment

Scope 1 Bidding – Get your Bids to see what is the best approach. Some bids will be very high, some will be very cheap, be wary of both, it’s easy to say no to the highest bid but very cheap bids usually mean cheap work or inexperienced in bidding, no insurance or old poor equipment. There are lots of new contractors getting into the Tar & Chip Paving industry that just don’t know what they are doing or how to do it. They will do anything to get the job, but usually cut corners or leave the job half done costing the customer more money in the long run

Scope 2 Contract – Always make sure you get your job on a contract, handshakes just don’t get it done anymore. Contracts protect the customer and the contractor. Tar & Chip Paving is a business, a good contract makes for a good understanding and a good understanding makes for a good business relationship.

Scope 3 Mobilization – Your Tar & Chip Paving contractor will bring out their equipment to start the job, this is usually the time you would give your contractor any down payment needed to start your project.

Scope 4 Prep Work – Prep work on a gravel base driveway or parking lot will begin by grading or spreading more base if needed followed by rolling the base to compaction. If your driveway or parking lot is old asphalt then the contractor would clean the old asphalt and do any necessary patch work before the Tar & Chip Paving begins.

Scope 5 Tar Spraying – When prep work is complete the contractor will start to spray the hot tar with a asphalt distributor, this will be accomplished by a spray bar system or hand wand spray system. Both methods are acceptable.

Scope 6 Rock Spreading – After the Hot Asphalt tar is sprayed the rock spreading will begin. Chip spreaders is what is used either by a self driving chip spreader, a chip spreader on back of a truck or a chip spreader hooked up to a skid steer attachment

Scope 7 Rolling to Compaction – After Tar is sprayed and the rock is spread, then the rollers will come in and roll all gravel to compaction into the tar. But the Rock will pack better into the tar as traffic starts to drive on it.

Scope 8 Payment – After your job is completed, inspect your job and make sure it’s everything you agreed on your contract, if it is and the job is satisfactory then it’s time to pay your contractor and enjoy your new Tar & Chip Driveway.

What to do when you see grass growing in Tar & Chip Paving?
This is not a big problem. The truth is grass and weeds grow, your contractor will take every step to kill the grass and weeds but they can grow back, so keep a bottle of Roundup or any type of herbicide in the garage and when you see a blade of grass or weed pop up spray it, don’t let it grow and overtake. Attack the vegetation before it grows wild then when the weed or grass dries out and die away then the chip seal will usually bond back together.

What to do 10 years later when My Tar & Chip Driveway needs done agin?
Call your contractor back and tell them it’s time to Chip Seal your Driveway agin. Usually prep work is at a minimal and you can go over your old Tar & Chip Paving with a new layer of Tar & Chip Paving, the price would be cheaper than a new install however you must account for inflation.

What to do if I have low areas in my Tar & Chip Driveway?
There is not a driveway or parking lot anywhere in the United States of America that does not have a few low areas, it’s just a imperfection with all pavements Concrete, Black Top and Tar & Chip Paving. To have some low areas is normal but it’s usually not something worry about.

What to do if no paving company in my area does Tar & Chip Paving?
Unfortunately Most local paving companies don’t do any Tar & Chip Paving, it can be a challenge trying to find some one who will do driveways or parking lots, so reach out to us and let’s see if we can recommend someone close to your city.

Complements to Tar & Chip Paving for the post.

Chip Seal Paving is a Big Industry.

Reduce Cost and Material Use When Chip Sealing – Technology and Equipment Help Save
Southwest Surfacing teams its computer-controlled chipspreader and recycling transfer broom to offer an efficient chip seal in New Mexico.
KIMBERLY HEGEMAN FEBRUARY 17, 2009 Chipsealstransferbroom10374057 Southwest Surfacing uses the Broce MK-1 transfer broom to pick up and recycle aggregate that does not stick to the liquid asphalt during a chip seal. This extra aggregate can then be reused for other chip seals.
Most contractors have realized that the current economy has increased material costs while many customers’ budgets have shrunk. This is no different if the majority of your work comes from cities, counties, or states. But it’s not all bad news if you’re in the pavement maintenance industry.

“We’re going to see a lot more maintenance like chip seal and other types of sealing with the cost of asphalt going up,” predicts Tracy Turner, owner of Southwest Surfacing in New Mexico. Southwest Surfacing is a chip sealing contractor that does most of its work for counties. To make sure his company stays ahead of the game – and the economy – Turner has turned to technology and new equipment.

In 2007, Quay County, NM, hired Southwest Surfacing to chip seal nine miles of road. The county, which is on the eastern side of the state and has limited access to asphalt materials, was very conscious about saving money, Turner says. And Southwest Surfacing had just the thing to help.

Turner employed his 2004 E.D. Etnyre chip spreader with computer controlled accuracy for the nine-mile stretch of road. Having computer controlled accuracy for the chip spreader provided benefits for both Quay County and Turner.

“With a manual controlled machine, when you take off it starts dumping the same amount whether you’re going five miles an hour or 10 miles an hour,” Turner says. “The computer controlled machine evenly distributes material from start to stop. It’s always an evenly spread amount of material because it’s calculating the speed of the machine. So every time you start and stop you’re not wasting a bunch of material.”

Less wasted material can save the customer money. “With the computer controlled chip spreader we get a savings of about 25% on our material,” For Southwest Surfacing, the technology offers the benefit of increased productivity with the computer controlled accuracy.

“If the machine isn’t wasting rock, it’s not using it. And if it’s not using it that means the machine can go that much further on that much gravel,” Turner says. “It’s fewer loads that have to be hauled to that machine and there’s less clean up time,” he adds. Turner estimates that with his old manual chip spreader he was laying down approximately 210 tons of rock per one mile of road. With his computerized controlled chip spreader, he estimates he now lays down about 154 tons of rock per one mile.

Plus, the computer controlled chip spreader doesn’t alter Southwest Surfacing’s chip sealing process, it just refines it. For the Quay County roads, Turner’s crew first repaired any cracks and potholes in the road and then swept the road.

Turner then used his Bear Cat 4,300-gal. asphalt distributor – which also has computer controlled accuracy – to apply the HFE 90 (High Flow Emulsion) on the road. The computer control prevents extra liquid asphalt from being applied and wasted. The E.D. Etnyre chip spreader, fed by a dump truck, follows the Bear Cat and applies the 3/8-in. aggregate to the road. Two pneumatic, nine-wheel rollers followed the chip spreader to finish the job. After the chip seal had time to cure, Southwest Surfacing came back to sweep the road and remove any loose rock that did not stick to the emulsion. At that time, the loose rock was just swept to the side of the road.

Taking the next step
In 2008, Southwest Surfacing returned to Quay County, this time to chip seal a smaller, three and a half miles of road. What was different about this job? Turner used the material saved during the 2007 job to chip seal this stretch of road. And, Turner had a new piece of equipment in his chip sealing fleet: the Broce MK-1 Transfer Sweeper.

Turner used the same process and his Etnyre chip spreader for chip sealing the road. But at the end, instead of sweeping the extra rock to the side of the road, he now had the ability to come back with the MK-1 and recycle any aggregate that had not stuck to the liquid asphalt.

“Street sweepers are not designed to pick up the volume of rock that is left on the road,” Turner says. “In some cases, with the MK-1 Transfer Sweeper, we pick up about 15% to 20% of what we laid down.” In years prior, that 15% to 20% would have been swept off to the side and wasted. But the MK-1 is designed to sweep up all the loose rock, resulting in approximately 20 tons of recycled rock per mile, Turner says.

The MK-1’s rotary broom sweeps up the rock onto a conveyor belt which then carries it into the back of a dump truck in front of the sweeper, Turner says. “If you sweep fairly soon after doing the chip seal, we find there’s very little contamination in the rock. Leaves and debris gets onto the road; but, barring any inclement weather, if you do it within a day or two it’s relatively clean and can be reused,” Turner says.

The recycled aggregate can then be stockpiled and used for chip sealing other roadways. When using the recycled aggregate, Turner suggests wetting down the rock before reuse to ensure there is no dust on it. Dusty rocks may not stick to the asphalt when chip sealing.

The MK-1 is an 8-ft.-wide unit, so a 24-ft.-wide road can be done in just three passes, Turner says. “I would say you can safely sweep up two to three miles a day with this sweeper,” Turner says.

The ability to recycle aggregate goes beyond saving money. Drivers benefit, too. Loose rock on roads can get kicked up and crack windshields. It is also a danger to speeding vehicles. Hitting loose rock at high speeds can cause a driver to lose control and result in an accident.

For Southwest Surfacing and Quay County, technology and recycling equipment was the solution that offered the most benefit to Turner’s company’s process, the customer’s bottom line, and the safety of motorists traveling on the chip sealed roads

Five Common questions about Chip Seal Driveways

  I    When it comes to paving your driveway, you have options. CD PAVING & SEAL COATING has talked about concrete and asphalt driveways before and today we are going to answer common questions about another surface option—chip seal driveways.
Asphalt, concrete, and gravel are more common options, but chip seal driveways are just as valid. In some situations, it may actually be the best choice! However, many people aren’t familiar with this material. To make the most informed decision for paving your driveway, it will help to have some basic knowledge about chip seal. To that end, here are the answers to five common questions about chip seal driveways.
1. What is Chip Seal?
To create chip seal, a thin asphalt foundation is poured and then crushed stone is compacted over it. Then, a couple more layers of crushed stone are compacted on top of that. The end result is a stable and eye-catching driveway. Asphalt is a great option and looks clean, but chip seal driveways add a textured and colorful look. The crushed stone is also customizable to fit your particular environment. Live in the desert? Match the landscape with tan or brown. Cabin in the forest? Lay down some grey stone and contrast the green conifers. Also, driving on chip seal is just as smooth as any other option—it’s not at all like driving on a bumpy, loose-rock gravel road.
2. How long will Chip Seal Last?
If you’re looking for maximum longevity, you should probably lay down asphalt or concrete. While the texture looks great, the crushed stone does wear down more easily. Asphalt lasts 15 to 25 years, and a chip seal driveway will give you 10 to 15 years or longer. However, don’t think of it as fashion vs. function. Shorter longevity doesn’t mean it isn’t as good to drive on. Also, it is much easier to resurface than asphalt and concrete. Although it doesn’t last as long, it’s less of a headache to replace and maintain.
3. How is Chip Seal Maintained?
There really isn’t any consistent maintenance that needs to be done on chip seal driveways. Asphalt and concrete start to crack and need to be sealed regularly. Chip seal, on the other hand, doesn’t need to be sealed. However, it can be damaged if anything heavy is dragged over it. For example, snow plows are a common culprit. As long as you’re mindful while your shoveling or plowing, it isn’t too difficult to avoid scraping.

4. How Much Does Chip Seal Cost?
Chip seal driveways are a cheaper alternative to asphalt. It’s a little more expensive than gravel, but gravel isn’t nearly as smooth or pleasant to look at. Typically, you’re looking at about $2.50 to $5.00 per square foot. Of course, this varies on conditions and surfaces. For all our penny pinchers and landscape misers out there, chip seal is definitely a good option. You may be thinking, If cheap seal lasts half as long as asphalt, won’t it be way more expensive? There is a chance this might be true in the long-term, but chip seal is less expensive to maintain and replace, too. It isn’t a bad idea to talk to your contractor about the price of resurfacing down the road.
5. What are the Advantages and Disadvantages of Chip Seal?
We’ve covered a lot of information on the blog today, so we’ll wrap up by reiterating the advantages and disadvantages of chip seal driveways. Afterwards, you’ll know everything you need to know to pick the best material.
* Unique, customizable, and eye-catching color and texture
* Doesn’t require regular maintenance or sealing like asphalt and concrete.
* Cheap and easy to install—an estimate of about $2.50 to $5.00 per square foot.
* Just as stable and smooth to drive on as asphalt or concrete.
* Longevity: Needs to be resurfaced every 10 to 15 years.
* Can be damaged more easily by certain vehicles.
* Harder to find contractors who install chip seal driveways.
Still on the fence about chip seal? Now that you know all about chip seal, you’ll start to see it around town in driveways and parking lots. Words on a page are great for getting information, but sometimes you just need to see for yourself. Check them out, see how they look, feel how they are to drive on. You may find this is just what you needed to make your decision.
If you didn’t know about chip seal before, you certainly know about it now. We’ve heard all of these common questions before, and we’ll hear them again. The real question, though, is if chip seal is right for you. Luckily, we at Sunrise Asphalt have been installing chip seal driveways for years. contact us today and we’ll provide the best service in Texas, Oklahoma or New Mexico. Check out this Video of CD PAVING & SEAL COATING Chip Sealing a Parking Lot.

Tariffs, Asphalt, Tar, Trump, Chip Seal

      The Chip Seal Industry won’t see much of a change or anything beyond the normal inflation in a normal year but Tariffs Threaten to Push Highway Project Costs Higher,  especially Black Top and Concrete Highways.
The Trump administration’s long-threatened imposition of tariffs on steel and aluminum imported from Canada, Mexico, and the European Union went into effect at midnight on May 31 – a move that is hiking construction costs for state departments of transportation across the country, especially for steel-intensive bridge projects, while also potentially forcing a redirection of funds away from future endeavors.

“The reality is we have a fixed source of federal funding, so as our topline costs go up, there is less money available for everything else,” Shoshana Lew, COO at the Rhode Island Depart of Transportation, explained to the AASHTO Journal. “It creates a domino effect in terms of project funding for us. So while we won’t undo a current project, it does mean some projects down the road won’t get funded.”

060118ridot2.pngYet RIDOT also noted that, since the tariff issue became prominent nearly three months ago, it’s already pushed steel prices higher. From March to April this year, the Producer Price Index (PPI) for semi-finished steel mill products jumped from 242.8 to 246.6; a one-month increase of 1.56 percent and a year-over-year increase of 4.89 percent.

Similarly, the PPI for all steel mill products increased from 195.5 in March to 201.7 in April; a 3.17 percent increase for the month and 7.4 percent year-over-year, the agency added.

In anticipation of steel price escalations, RIDOT said it is implementing a retroactive and reciprocal steel price escalation policy, which would allow for cost adjustments concerning steel purchases whenever prices fluctuate more than 5 percent. Because the steel price escalation is primarily the result of federal action—namely, the aforementioned actions of President Trump—RIDOT requested that the Federal Highway Administration allow it to use federal funds to make price adjustments on those RIDOT projects using federal funding to purchase steel.

However, according to a 2016 survey by the American Association of State Highway and Transportation Officials, just 13 states had a steel price adjustment clause in their contracts.

Brian Turmail, spokesman for the Associated General Contractors of America trade group, noted to the AASHTO Journal that “many suppliers” anticipated that at least some of these new tariffs would go into effect and have been raising prices for some time as a result – particularly for steel products.

“Indeed, many of our member firms report the price they are paying for products like rebar has increased from between 15 and 20 percent during the past few months,” he said. “These price increases are particularly difficult for firms that are engaged in fixed price construction contracts where they are forced to absorb these cost increases. Moving forward it is safe to assume that contractors will factor the recent, and likely additional, increases in steel and aluminum prices into their bids, raising the cost of all manner of construction, including infrastructure.”

Turmail added that the “irony” of the situation is that by raising the cost of construction, the tariffs are more likely to depress demand for new steel and aluminum products rather than increase domestic production of those commodities.

“The better way to boost domestic steel and aluminum production is to put in place long-term dedicated funding for infrastructure projects that will demonstrate to manufacturers that there will be sufficient future demand to justify new production capacity,” he explained.